At a glance
Both apps split group expenses fairly. Differences matter around sign-up, OCR, offline and getting started.
| Criteria | Splito | Splitwise |
|---|---|---|
| Account required | No — group via link | Yes — email / social |
| OCR receipt scanner | Included | Often Pro / add-on |
| Offline-first | Yes — local then sync | Limited |
| Multi-currency | Yes + custom rates | Yes |
| Price | Free (core features) | Free + Pro subscription |
| Platforms | iOS, Android, web | iOS, Android, web |
Who is Splitwise for?
Splitwise works well when everyone keeps an account long term and you want established social groups and Pro analytics.
Who is Splito for?
Splito targets groups that want to start fast: trips, roommates, parties or events — no registration, free OCR and offline-first.
Account & privacy
With Splito, identity stays primarily on the device; you share a group link instead of a global account. Lower friction for weekend guests.
Receipts & OCR
Splito includes receipt scanning. Splitwise often ties OCR to Pro (check current store listings, 2026).
Offline & sync
Splito works fully offline and syncs in the background — useful with poor travel connectivity.
Multi-currency & travel
Both support multiple currencies. Splito also lets you set custom exchange rates after cash exchange.
Invites & onboarding
Create a group in Splito and share a link or QR — guests join in one tap without mandatory sign-up.
Pricing
Splito: free core features, ad-free. Splitwise: free tier plus Pro — compare current store prices.
Switching from Splitwise
There is no automatic import — you start a fresh group in minutes. For new trips that is often faster than migrating everyone.
Try Splito
Download free — no account required.
